Extensive coverage above & beyond your homeowner's insurance
Homeowners spend on average $2,500 a year in home repairs, so let The Management Trust help protect your wallet.

Heating + Air Systems
Up to $5,000 a year in coverage for your A/C system, heating system (primary gas, oil, electric, heat pump or built-in wall unit), and ductwork.

Appliances
Up to $5,000 a year in coverage for your dishwasher, garbage disposal, built-in microwave, range/cooktop, refrigerator, wine cooler, clothes washer, clothes dryer, and water heater.

Plumbing
Up to $2,500 a year in coverage for leaks, drain/gas lines, waste/vent lines, sump pumps, clearing of mainline.

Electrical
Up to $2,500 a year in coverage for all components/parts, and built-in exhaust fans.
How claims work

Start claim

Submit documentation

Get Paid
Affordable, monthly subscriptions
Home Plus Coverage
Up to $15,000 annual coverage for major home systems
starting at $26.99/month
No hassle signup and easy cancellation if you change your mind!
Here is a copy of our policy contract to give you a better idea of what's covered under a Tend Policy:
A summary of coverage can also be found here:
Claim fees are a version of a deductible and what you would pay for each claim you send to us.
All of our Home Plus plans offer the same amount of yearly coverage up to $15,000 on heating and air, electric, plumbing, and appliances.
You can choose your claim fee amount ($125, $250 or $500) and incident limits which changes your monthly payment. The higher your claim fee amount is the lower your monthly payment is.
Email claims@mytend.com or to file a claim online simply go to:
https://mytend.com/info-for-filing-a-claim
Our claims process is a very easy and straightforward digital process! To file and claim just simply go to:
https://mytend.com/info-for-filing-a-claim
You will also see a list of requirements that will help guide you on what is needed to get your claim approved.
You must first attempt to repair your unit through policy before we will issue a replacement. The unit must then be deemed irreparable and documented in a detailed report by a certified technician. If not, you will receive the amount of what it would have cost to repair even if a unit, system, appliance, etc. was replaced.
To receive the full claim amount the systems must be less than 15 years old and 10 years for appliances. Anything older the policy holder will receive 50% of the amount.
An incident limit is the maximum amount you are allowed to file for at the time of each claim. You are allowed multiple incidents adding up to the total Limit of Liability.
Policy holders are capped at the maximum payout per claim filed based on which premium tier they fall under.
Yes, you simply email support@mytend.com to cancel and you will receive a response within 1-2 business days. If you paid annually, you'll receive a full refund if you cancel within 30 days of signup and a pro-rated refund otherwise. If you paid monthly, you'll receive coverage until scheduled next payment but will no longer be charged at that time.