---
title: Tend Home Plans
---

[![The Management Trust - Tend logo lock](https://mytend.com/hs-fs/hubfs/The%20Management%20Trust%20-%20Tend%20logo%20lock.png?width=300&height=120&name=The%20Management%20Trust%20-%20Tend%20logo%20lock.png "The Management Trust - Tend logo lock")](https://mytend.com?hsLang=en)

## We help cover what your homeowner's insurance doesn't *and* allow you to choose your own provider for repairs. 

 

## Affordable, monthly subscriptions starting at $31.50/month

 

 

Enroll Now

![cpl couch image](https://mytend.com/hubfs/cpl%20couch%20image.png "cpl couch image")

## Extensive coverage above & beyond your homeowner's insurance

Homeowners spend on average $2,500 a year in home repairs, so let us help protect your wallet. After extensive diligence, The Management Trust has selected Tend Home Warranties, as its Operational Partner. These warranties are best-in-class (high coverage, cash reimbursement and choose your provider),  and offered to you at a negotiated special 10% discount on already low wholesale prices.

![](https://mytend.com/hs-fs/hubfs/T23_images/Heating%20and%20Air.png?length=500&name=Heating%20and%20Air.png)

###### Heating + Air Systems

Up to $5,000 a year in coverage for your A/C system, heating system (primary gas, oil, electric, heat pump or built-in wall unit), and ductwork. 

 

 

![](https://mytend.com/hs-fs/hubfs/T23_images/Appliance.png?length=500&name=Appliance.png)

###### Appliances

Up to $5,000 a year in coverage for your dishwasher, garbage disposal, built-in microwave, range/cooktop,  refrigerator, wine cooler, clothes washer, clothes dryer, and water heater.

![](https://mytend.com/hs-fs/hubfs/T23_images/Plumbing.png?length=500&name=Plumbing.png)

###### Plumbing

Up to $2,500 a year in coverage for leaks, drain/gas lines, waste/vent lines, sump pumps, clearing of mainline. 

![](https://mytend.com/hs-fs/hubfs/T23_images/Electrical.png?length=500&name=Electrical.png)

###### Electrical

Up to $2,500 a year in coverage for all components/parts, and built-in exhaust fans.

 

Enroll Now

## How claims work

![Start claim](https://mytend.com/hs-fs/hubfs/Frame%2033929.png?length=900&name=Frame%2033929.png)

###### Start claim

 Easy digital claims that we will help guide you through.

![Submit documentation](https://mytend.com/hs-fs/hubfs/Submit%20documentation.png?length=900&name=Submit%20documentation.png)

###### Submit documentation

 Submit your service provider information, receipts and invoice through our online claims form.

![Get Paid](https://mytend.com/hs-fs/hubfs/Get%20Paid.png?length=900&name=Get%20Paid.png)

###### Get Paid

 Get paid quickly! After your claim has been approved, reimbursements are sent to your account in 3-5 business days.

## Affordable, monthly subscriptions

###### Home Plus Coverage

Up to $15,000 annual coverage for major home systems

#### starting at $31.50/month

 Enroll Now

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No hassle signup and easy cancellation if you change your mind!

## Any questions?

 Need to file a claim?

[ Contact Us ](mailto:support@mytend.com)

#### [ What does this policy really cover? ](https://mytend.com/home-tmt#collapse1-widget_1675097162059)

Here is a copy of our policy contract to give you a better idea of what's covered under a Tend Policy: 

**[Sample Contract](https://mytend.com/hubfs/Tend%20Sample%20Contract%202024%20(1).pdf)**

A summary of coverage can also be found here:

**[Coverage Summary](https://mytend.com/hubfs/Tend%20Home%20for%20The%20Management%20Trust%20(1).pdf?hsLang=en)**

 

 

#### [ What is a claim fee and why is it important? ](https://mytend.com/home-tmt#collapse2-widget_1675097162059)

Claim fees are a version of a deductible and what you would pay for each claim you send to us.

#### [ What is the difference between the Home Plus plans? ](https://mytend.com/home-tmt#collapse3-widget_1675097162059)

All of our Home Plus plans offer the same amount of yearly coverage up to $15,000 on heating and air, electric, plumbing, and appliances. 

You can choose your claim fee amount ($125, $250 or $500) and incident limits which changes your monthly payment. The higher your claim fee amount is the lower your monthly payment is.

#### [ Who do I contact to make a claim? ](https://mytend.com/home-tmt#collapse4-widget_1675097162059)

Email [claims@mytend.com](mailto:claims@mytend.com) or to file a claim online simply go to: 

https://mytend.com/info-for-filing-a-claim

#### [ How do I file a claim? ](https://mytend.com/home-tmt#collapse5-widget_1675097162059)

Our claims process is a very easy and straightforward digital process! To file and claim just simply go to: 

[https://mytend.com/info-for-filing-a-claim](https://mytend.com/info-for-filing-a-claim?hsLang=en)

You will also see a list of requirements that will help guide you on what is needed to get your claim approved.  

#### [ Are replacements covered? ](https://mytend.com/home-tmt#collapse6-widget_1675097162059)

You must first attempt to repair your unit through policy before we will issue a replacement. The unit must then be deemed irreparable and documented in a detailed report by a certified technician. If not, you will receive the amount of what it would have cost to repair even if a unit, system, appliance, etc. was replaced.

To receive the full claim amount the systems must be less than 15 years old and 10 years for appliances.  Anything older the policy holder will receive 50% of the amount.  

#### [ What is an incident limit? ](https://mytend.com/home-tmt#collapse7-widget_1675097162059)

An incident limit is the maximum amount you are allowed to file for at the time of each claim. You are allowed multiple incidents adding up to the total Limit of Liability.

Policy holders are capped at the maximum payout per claim filed based on which premium tier they fall under.

#### [ Can I cancel anytime? ](https://mytend.com/home-tmt#collapse8-widget_1675097162059)

Yes, you simply email [support@mytend.com](mailto:support@mytend.com) to cancel and you will receive a response within 1-2 business days. If you paid annually, you'll receive a full refund if you cancel within 30 days of signup and a pro-rated refund otherwise. If you paid monthly, you'll receive coverage until scheduled next payment but will no longer be charged at that time.